• Email info@buildinoz.com.au


Once you do your homework on house and land packages you’ll come to learn that there’s lots of extra costs the advertised packages don’t include. We feel it’s always better to save yourself the heartache by getting the facts upfront.


If you’re on a tight budget, stick to your guns and be aware of these seductive sales techniques, so that you can avoid being sucked in to paying for things you really can’t afford or are low on your list of priorities.

How to Build your best Home – A Checklist

Completing the How to Build Your Best Home checklist gives you peace of mind knowing you’ve considered things from all angles so that the choices you make mean building a new home that is truly perfect for you.

Your Building Quotes Comparison Tool: A Financial Breakdown

It’s easy for discrepancies in quotes to occur.  Using a comparison chart to compare what each builder has allowed for in each area can help you work out two things. Firstly, it shows you where the discrepancies are occuring secondly, it shows you who’s charging more for what and where.

A Builders Brief – How To Plan & Budget For Your New Home

A Builders Brief is a powerful tool in the process of building a new home. It allows you to direct your budget towards the areas of your home that matter most to you, ultimately creating a space that brings you the utmost happiness.

Your Building Home Checklist: 52 Ideas To Make Coming Home Awesome

Your Coming Home Checklist reminds you really matters to you when building your new home. Personalise your checklist here and receive it by email in PDF form, ready to print or forward to your builder.

Avoid Building Regrets. Things You’ll Wish You Had Done More Research On When Building a New Home

When you move into a new home there might be things that you’ll wish you’d done a bit more research on or thought more about.  Let’s talk about four of the most common things people regret not looking into more.  These are things that are easily overlooked during the planning stages, but may make a big difference to the comfort and liveability of your home.

Don’t Forget a Thing: Your Essential Checklist for Your New Home

Your Builder’s Brief is focussed on the core structure of your home, but to help you make sure that you have absolutely every base covered, you should also complete the more detailed Welcome Home Checklist.

How To Compare Quotes From Builders

Builders quotes can vary so much that you are left feeling confused and scared that you are being ripped off which is why comparing quotes from builders is one of the biggest stresses of building.

How To Prioritise Your Home Building Budget

You can only build what you can afford. But, where the magic of building comes into play is how it lets you spend your budget on the areas of your home that will bring you the most happiness. You can make decisions using a give and take system that will, upon completion, paint the picture of what your personal best lifestyle looks like with the budget you have, be it big or small.

How To Build A Home That Fits Your Budget

Regardless of whether your budget is big or small building lets you direct your spending on the areas of your home that will bring you the most happiness. Learn how you can squeeze the most value out of your home building budget.

Why Banks Don’t Like Construction Loans – And What That Means For You

As a home building advocate, I frequently come across stories from individuals who have experienced the stress and frustration that can come with planning to build a new home. Unfortunately, these stories often go unheard, leaving families feeling powerless and misinformed throughout the process. One such individual is Jesse, who, as part of his research, … Read More

How You Can Save Thousands On Your New Home Loan

Getting a loan to buy a home is not the same as getting a loan to build a home. Here’s a checklist that makes sure you’ve got what you need when it comes to choosing the best home loan for your personal circumstances.

What Is A Guarantor Loan And How Can It Help First Home Buyers Get Into The Property Market

Most lenders offer guarantor loan products for first home buyers, although they go by different names, depending on the financial institution. Terms you might hear that refer to these types of arrangements include:Family PledgeFamily SupportFamily EquityFast TrackFamily Guarantee


As a rule, lenders mortgage insurance is required when you don’t have enough deposit, typically less than twenty per cent. Along with your deposit, most lenders will also expect to see proof of consistent savings for a period of at least six months. If you are required to pay LMI, the mortgage insurer may impose similar conditions. These conditions push a lot of borrowers, and particularly first home buyers, out of the market. So, what can you do?

Secrets of Building A Home – Don’t Wait Until You Can Afford The Dream Home

Rather than wait until you can afford to build your ‘ultimate dream home’, why not build a home that you can afford now and build the dream home later.  


Should you use a home loan or a construction loan? The truth is you should use both. When you buy your land, you’ll purchase it using a home loan, but if you want to save thousands of dollars while your home is being built then you’ll want to take out a construction loan for the amount needed to build your home.

How To Apply For A Home Loan and Get Pre-Approved

Here is a basic list of things you’ll need to supply when applying for pre-approval. The lender you’re applying with will have a more detailed list of what they require to assess your pre-approval application. The amount you’ll be able to borrow is calculated on your personal financial position across the board. Applying to borrow money is an information-gathering exercise. It can also be a time-consuming exercise, and you can waste time if you have to have numerous meetings with your broker because you don’t have everything they need to assess your situation.

Should I use a Mortgage Broker to get my home loan?

A mortgage broker seeks, finds and compares home loan products from a vast pool of banks and lending institutions. They have access to the best deals currently being offered by the banks and will know where to look to find a solution that will be best suited to your needs. They are the go-between agent between the borrower and the lender.


So how much is your budget? Let’s look at what you can really afford to build for your building budget. Your building budget is a simple equation: Savings + grants + loans = budget. Plus, if you’re a First Home Owner you will need to learn how much you’re eligible for in grants and concessions. Now, before you even begin to look at what you can build, think about what you can reasonably afford.