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  1. I don’t ever buy a house and land package because of the limitations they impose. (learn the truth about house and land packages)
  2. I utilise government grants and incentives.  Currently there are many incentives available to first home owners who choose to build.
  3. I structure my finance specifically for building which maximises my savings on interest.
  4. I set my total (land and building) budget at $20,000 less than what the bank will lend me. (I know I’ll need reserve $20,000 for the things that blow everyone’s budget down the track)
  5. I research previous sales in a predominately owner-occupied area that has a point of difference in its lifestyle features. It may be a playground, park or be opposite public open space.
  6. I draw on my lifetime of exposure to property development to negotiate a good block for a great price. (You can use my experience too)
  7. I put lifestyle before convenience. (Convenience attracts investors, lifestyle attracts families who build high value homes).
  8. I look at what homes in that area have sold for 10-15% more than my budget.
  9. I implement my foolproof plan to build a similar home in the same area but for a better price.
  10. I don’t rely on what a real estate agent tells me. I use my experience  to research the land in the area inside out.  I leverage what I learn to negotiate the price of the block.
  11. I use the knowledge I'v gained from my family civil construction company (which my father started 53 years ago) to avoid unknown site costs.
  12. I make sure I design a home that delivers value.
  13. I have designed my own basic yet highly liveable floorplan that I own and use that to get quotes from builders that are all comparing apples with apples.
  14. I use my PRIORITIES & FLOORPLAN modules to make sure I'm directing my spending on the areas of my home that will deliver the most value by way of lifestyle and functionality to the occupants. I ensure it hosts basic yet excellent design principals.
  15. I style and 'fit out' the home using high value yet low – medium cost fixtures and fittings.
  16. I add a small number of key ‘wow’ factor features that impact on the home’s value.
  17. I enable side access for a caravan, boat or trailer.
  18. I don’t invest money upgrading façade designs.
  19. I have a low maintenance yet functional yard.
  20. I don’t spend on high cost yet low value additions such as 'more than is required' verandahs or decks.


This information is of the nature of general comment only, and does not represent professional advice nor should it be substituted for professional advice. Whilst attempts have been made to ensure the accuracy of the information, we don't guarantee it's accuracy.  Any information we provide is not intended to provide specific guidance for particular circumstances and it should not be relied on as the basis for any decision to take action or not take action on any matter which it covers. You should always obtain professional advice before making any decision to purchase property of any kind.  We recommend you seek professional financial advice prior to entering into a contract of any kind.   Build In Oz disclaims all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based on the information in this course.  Please refer to our privacy and disclosure statement for further information.