Buying your first property can be daunting because you just don’t know what you don’t know. The biggest stumbling block is at the starting line, as first-timers rush to real estate websites and spend their weekends hitting the pavement on the hunt for their perfect property.
Family favours Using a guarantor can help you achieve your home ownership goals The easiest way around the deposit dilemma is to garner the support of your parents or close family members who already have considerable equity in their own homes, and are willing to support you by ‘guaranteeing’ your loan. In other words, you … Read More
The biggest value of being here isn’t in understanding what you’re being told, but in knowing what you’re not being told. Let’s face it borrowing money for a 30 year loan is daunting for everyone. Throughout the Building Home Masterclass Series you’ll come to learn why it’s vital you don’t let yourself be treated as … Read More
Few people purchasing an ‘existing’ home are prepared for the shock that comes when they discover how much they have to pay, on top of the purchase price, in stamp duty. Stamp duty is a term used for land transfer duty. Put simply, it’s a tax that you pay to have a property transferred into … Read More
Bank, Broker or Credit Union? Who will you choose to have the honour of lending you money? Lending is big business and lenders want your interest repayments in their pockets. When I ask families who they borrowed from and why, I’ll often hear them say, ‘Oh, we already had our banking with them and it … Read More
Planning to build a home doesn’t need to take up all your valuable time. You just need to know exactly where to start, where to turn and what to look out for along the way. If you are thinking of building a home, the very first thing you’ll need to do is find out what … Read More
Don’t quite have the deposit you need to get started on your home building journey? Never fear, you have options! We call these options creative pathways to home ownership. It may very well be that one of these options suits you meaning that you might achieve home ownership sooner than you expected. Once upon a … Read More
The number one biggest mistake people make when building a new home is that they start in the wrong spot. People often make the mistake of starting with the builder, or their ‘dream’ home. But here’s the thing, in our dreams our home is built according to our desires, but in reality our home is … Read More
People with little building experience tend to think that building a new home will be a long, difficult and stressful time that they won’t want to repeat. However, waiting until you can afford to build your ‘dream’ home with all the bells and whistles could mean that you spend years missing out on the big advantages … Read More